According to reports, Trump plans to sign a significant executive order this Thursday, affecting approximately $12.5 trillion in the 401(k) retirement plans in the United States. The core content of this order is to allow alternative assets such as private sale, real estate, and Crypto Assets to enter the plan, which will undoubtedly bring significant changes to the U.S. pension investment sector.

401(k) plans, as a retirement savings method commonly adopted by American workers, have traditionally invested mainly in conventional financial products such as stocks and bonds. However, the issuance of this executive order may open new investment channels for the plan, allowing Crypto Assets and other non-traditional asset classes to enter the retirement accounts of the general public.

This initiative carries profound significance. From the perspective of policymakers, it may be an important step in reshaping the rules of the capital market, aimed at promoting the flow of funds into diversified areas, thereby stimulating economic growth and financial innovation. From the viewpoint of the financial industry, it reflects the inherent logic of the U.S. financial system continually expanding investment boundaries and seeking new growth points.

However, it is worth noting that introducing high-risk, high-volatility Crypto Assets and other alternative assets into retirement plans may present new opportunities for investors, while also accompanying significant challenges. Whether this decision can balance returns and risks, and bring a positive impact on retirement savings for the American public, still needs time to verify.

Regardless, this potential policy change will undoubtedly spark widespread discussion and may have far-reaching effects on the U.S. financial markets and individual investment strategies. We will continue to monitor the specific implementation of this policy and its subsequent developments.